Frequently Asked Questions About Personal Injury Claims

If you have been in an accident, you probably have many questions about your claim. At CraigWilliams, PLC, our clients come to us from all over Central Virginia for their personal injury cases. Here are some of the questions they often ask:

Do I really need a lawyer?

The insurance company may offer you a settlement right away, but how do you know if it's a good offer? Insurance companies want to pay as little as possible for your claim and will try to settle with you quickly before you know the extent of your injuries and before you have a chance to seek legal guidance. An experienced personal injury attorney can help you determine the true value of your claim. In addition, the possibility of taking your case to trial will put you in a better bargaining position.

What steps should I take after an accident?

After the initial shock of your accident wears off, you need to know what steps you should take. Your health always come first. If your injuries need immediate medical attention, seek it right away. If you can wait, you should take the following steps:

  • Call the police to report the accident
  • Exchange insurance information with anyone involved in the accident
  • Collect evidence, like taking pictures of the accident scene and the vehicles involved, if possible, and write down the names of any witnesses
  • Call your insurance company
  • Seek medical attention, if you are injured

Even if you think your injuries are minor, have them checked by a doctor. Many injuries are not obvious right away but worsen over time. Your final step is to consult with in attorney. When our clients come to us, we take over the job of collecting evidence right away so you can concentrate on healing.

How much is my case worth?

Every personal injury case is different. Several factors determine how much any case is worth, including:

  • Cost of medical bills now and in the future
  • Personal property damage
  • Lost wages for time away from work
  • Severity of your injuries
  • Pain and suffering

Virginia law does not cap most personal injury cases. Virginia does still recognize contributory negligence, however. That means the other side could argue you were also negligent in causing the accident, which would prevent you from making a recovery. Only an experienced attorney can look at all the facts of your case to give you an estimated range for your damages.

How long do I have to file my claim?

Filing your insurance claim and filing a lawsuit are two different things, so you want to be sure you meet both deadlines. In Virginia, you generally have two years to file a personal injury lawsuit. The time runs from the date of the accident. Most insurance companies, however, require you to file your insurance claim "promptly." Contact us right away to make sure you meet any necessary filing deadlines.

Call Us With Your Questions

If you didn't find the answer to your question here, call 540-603-0405 for a free consultation, or send us an online message. We serve Louisa County and the surrounding areas.